FreshBooks
Lite $23/mo (promo shown $4.60 for 4 months); higher tiers available
Invoicing and accounting for service businesses.
Checked Oct 15, 2026 DetailsVisit FreshBooks ↗
Alternatives to Mercury
12 alternatives to Mercury that do the same job, ranked by how many of its jobs and business types they share. Mercury: Banking $0/mo; paid plans available.
Featured · paid placements are labeled “Ad”
Advertise| Tool | What it does | Entry price | Checked |
|---|---|---|---|
| Mercury (the original) | Business banking with invoicing and bill pay. | Banking $0/mo; paid plans available | Oct 15, 2026 |
| FreshBooks | Invoicing and accounting for service businesses. | Lite $23/mo (promo shown $4.60 for 4 months); higher tiers available | Oct 15, 2026 |
| HoneyBook | Client management for independent service businesses: proposals, contracts, invoices. | Starter $29/mo billed yearly; Essentials $49/mo billed yearly | Oct 15, 2026 |
| QuickBooks Online | Small business accounting with AI agents for invoicing and bookkeeping. | Simple Start $38/mo ($19 promo for 3 months); Essentials $85/mo | Oct 15, 2026 |
| Relay | Small business banking and money management. | Starter $0/mo; Grow $30/mo; Scale $90/mo | Oct 15, 2026 |
| Square | Payments, POS and invoicing. | Square Free plan $0/mo; processing fees apply | Oct 15, 2026 |
| Square Appointments | Booking and payments for appointment businesses. | Contact for pricing* | Oct 15, 2026 |
| Stripe | Online payments, invoicing and billing. | Contact for pricing* | Oct 15, 2026 |
| Wave | Free invoicing and accounting for small businesses. | Starter plan free; Pro plan paid (amount not in snapshot text) | Oct 15, 2026 |
| Xero | Cloud accounting for small businesses. | Early $27/mo, Growing $59/mo, Established $97/mo (intro offer: $5.40/$11.80/$19.40 per month for the first 3 months) | Oct 15, 2026 |
| Zoho Books | Online accounting software. | Free plan for micro businesses; Standard $15/org/mo billed annually ($20 monthly) | Oct 15, 2026 |
| Anchor | Automated proposals, billing and collections for service firms. | $0 monthly subscription; per-transaction fees apply (snapshot shows "$5" and $0 subscription) | Oct 15, 2026 |
| AppFolio | Property management platform with AI leasing and maintenance assistance. | Core from $1.49/unit/mo; 50-unit minimum and minimum spend apply | Oct 15, 2026 |
* Contact for pricing: the vendor publishes no price on its own site, so we don't show one. How we handle this.
HoneyBook
Starter $29/mo billed yearly; Essentials $49/mo billed yearly
Client management for independent service businesses: proposals, contracts, invoices.
Checked Oct 15, 2026 DetailsVisit HoneyBook ↗
QuickBooks Online
Simple Start $38/mo ($19 promo for 3 months); Essentials $85/mo
Small business accounting with AI agents for invoicing and bookkeeping.
Checked Oct 15, 2026 DetailsVisit QuickBooks Online ↗
Relay
Starter $0/mo; Grow $30/mo; Scale $90/moFree tier
Small business banking and money management.
Checked Oct 15, 2026 DetailsVisit Relay ↗
Square
Square Free plan $0/mo; processing fees applyFree tier
Payments, POS and invoicing.
Checked Oct 15, 2026 DetailsVisit Square ↗
Square Appointments
Free plan referenced on page title; paid tier prices not in snapshot textFree tier
Booking and payments for appointment businesses.
Checked Oct 15, 2026 DetailsVisit Square Appointments ↗
Stripe
Pay-as-you-go processing fees; no monthly fee on standard pricing
Online payments, invoicing and billing.
Checked Oct 15, 2026 DetailsVisit Stripe ↗
Wave
Starter plan free; Pro plan paid (amount not in snapshot text)Free tier
Free invoicing and accounting for small businesses.
Checked Oct 15, 2026 DetailsVisit Wave ↗
Xero
Early $27/mo, Growing $59/mo, Established $97/mo (intro offer: $5.40/$11.80/$19.40 per month for the first 3 months)
Cloud accounting for small businesses.
Checked Oct 15, 2026 DetailsVisit Xero ↗
Zoho Books
Free plan for micro businesses; Standard $15/org/mo billed annually ($20 monthly)Free tier
Online accounting software.
Checked Oct 15, 2026 DetailsVisit Zoho Books ↗
Anchor
$0 monthly subscription; per-transaction fees apply (snapshot shows "$5" and $0 subscription)Free tier
Automated proposals, billing and collections for service firms.
Checked Oct 15, 2026 DetailsVisit Anchor ↗
AppFolio
Core from $1.49/unit/mo; 50-unit minimum and minimum spend apply
Property management platform with AI leasing and maintenance assistance.
Checked Oct 15, 2026 DetailsVisit AppFolio ↗