QuickBooks Online
Simple Start $38/mo ($19 promo for 3 months); Essentials $85/mo
Small business accounting with AI agents for invoicing and bookkeeping.
12 alternatives to Xero that do the same job, ranked by how many of its jobs and business types they share. Xero: Early $27/mo, Growing $59/mo, Established $97/mo (intro offer: $5.40/$11.80/$19.40 per month for the first 3 months).
| Tool | What it does | Entry price | Checked |
|---|---|---|---|
| Xero (the original) | Cloud accounting for small businesses. | Early $27/mo, Growing $59/mo, Established $97/mo (intro offer: $5.40/$11.80/$19.40 per month for the first 3 months) | Oct 15, 2026 |
| QuickBooks Online | Small business accounting with AI agents for invoicing and bookkeeping. | Simple Start $38/mo ($19 promo for 3 months); Essentials $85/mo | Oct 15, 2026 |
| FreshBooks | Invoicing and accounting for service businesses. | Lite $23/mo (promo shown $4.60 for 4 months); higher tiers available | Oct 15, 2026 |
| Gusto | Payroll, benefits and HR for small businesses. | Simple $49/mo + $6/person; Plus $80/mo + $12/person | Oct 15, 2026 |
| HoneyBook | Client management for independent service businesses: proposals, contracts, invoices. | Starter $29/mo billed yearly; Essentials $49/mo billed yearly | Oct 15, 2026 |
| ChatGPT | OpenAI general-purpose AI assistant. | Free version available; paid plan prices not rendered in snapshot text | Oct 15, 2026 |
| Claude | Anthropic AI assistant for writing, analysis and coding. | Free $0; Pro $17/mo annual ($20 monthly) | Oct 15, 2026 |
| Dext | Receipt and invoice capture that publishes to accounting software. | Contact for pricing* | Oct 15, 2026 |
| Digits | AI-native accounting and bookkeeping platform. | Essentials $65/mo; Core $100/mo; Pro $250/mo | Oct 15, 2026 |
| Docyt | AI bookkeeping and accounting automation. | Accounting Suite from $299/property/mo; Daily Flash from $100/location/mo | Oct 15, 2026 |
| Lula | Maintenance service for property managers with vetted vendors. | Contact for pricing* | Oct 15, 2026 |
| Motion | AI calendar, tasks and project manager. | Pro AI $19/seat/mo; Business AI $29/seat/mo | Oct 15, 2026 |
| Pilot | Bookkeeping, tax and CFO services for startups and small businesses. | Bookkeeping Essentials $99/mo (up to $100k monthly expenses) | Oct 15, 2026 |
* Contact for pricing: the vendor publishes no price on its own site, so we don't show one. How we handle this.
Simple Start $38/mo ($19 promo for 3 months); Essentials $85/mo
Small business accounting with AI agents for invoicing and bookkeeping.
Lite $23/mo (promo shown $4.60 for 4 months); higher tiers available
Invoicing and accounting for service businesses.
Simple $49/mo + $6/person; Plus $80/mo + $12/person
Payroll, benefits and HR for small businesses.
Starter $29/mo billed yearly; Essentials $49/mo billed yearly
Client management for independent service businesses: proposals, contracts, invoices.
Free version available; paid plan prices not rendered in snapshot textFree tier
OpenAI general-purpose AI assistant.
Free $0; Pro $17/mo annual ($20 monthly)Free tier
Anthropic AI assistant for writing, analysis and coding.
Partner (accountant) pricing per client, e.g., add-ons $7-$7.50/client/mo; small-business plan price not in snapshot
Receipt and invoice capture that publishes to accounting software.
Essentials $65/mo; Core $100/mo; Pro $250/mo
AI-native accounting and bookkeeping platform.
Accounting Suite from $299/property/mo; Daily Flash from $100/location/mo
AI bookkeeping and accounting automation.
Flat-rate maintenance pricing page; no subscription price in snapshot
Maintenance service for property managers with vetted vendors.
Pro AI $19/seat/mo; Business AI $29/seat/mo
AI calendar, tasks and project manager.
Bookkeeping Essentials $99/mo (up to $100k monthly expenses)
Bookkeeping, tax and CFO services for startups and small businesses.